As Pakistan continues to face high electricity costs and frequent power outages, many families and farmers are searching for reliable and affordable energy options. In response, the Roshan Gharana Solar Loan Scheme 2025, launched by Agahe Pakistan in partnership with major banks, is offering a practical solution — easy financing for solar systems and solar tubewells across the country.
This initiative aims to make solar power accessible for both urban households and rural farmers through low-interest loans and flexible installment plans. By helping people shift toward renewable energy, the scheme supports the government’s broader mission of creating a cleaner and more energy-independent Pakistan.
What Is the Roshan Gharana Solar Loan Scheme?
The Roshan Gharana Solar Loan Scheme is a financing program that allows Pakistani citizens to install solar systems without paying the full amount upfront. Instead, they can take a bank loan and repay it in easy monthly installments over several years.
The loan can be used for:
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Home solar systems: Powering lights, fans, and appliances.
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Solar tubewells: Helping farmers cut irrigation costs and save fuel.
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Small business setups: Ensuring steady electricity for shops and offices.
By switching to solar power, individuals not only save on their monthly bills but also contribute to a greener and more sustainable environment.
Why Solar Financing Matters in Pakistan
Pakistan’s growing energy crisis has made renewable energy solutions more urgent than ever. Solar loan schemes like Roshan Gharana help in several ways:
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Lower electricity bills: Generate your own power and reduce dependence on the grid.
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Reliable energy: No more long hours of load-shedding or diesel generator costs.
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Economic growth: Solar projects create new jobs in installation and maintenance.
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Environmental protection: Clean energy reduces pollution and carbon emissions.
Main Features of the Roshan Gharana Solar Scheme (2025)
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Affordable Interest Rates – The scheme offers subsidized or concessional markups, making loans cheaper than commercial bank loans.
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Flexible Repayment Options – Borrowers can repay the loan over 5 to 15 years, depending on their financial situation.
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Loan Range – The financing amount varies from Rs. 40,000 to Rs. 500,000, covering small homes and large farms.
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Simple Application Process – Applicants only need a few essential documents like CNIC, proof of income, and residence verification.
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Quick Loan Approval – Most applications are processed within 10 to 15 working days.
Eligibility Requirements
To apply for the Roshan Gharana Solar Loan, you must:
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Be a Pakistani citizen aged 21–60 years
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Have a valid CNIC and a permanent address
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Show a regular source of income (salary or self-employed)
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For farmers, land ownership documents are required for solar tubewell loans
Documents Needed:
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Copy of CNIC
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Two passport-size photos
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Latest electricity bill
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Proof of income (salary slip or business record)
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Proof of residence or property ownership
Partner Banks Supporting Solar Financing
Several major banks are partnering with Agahe Pakistan to make this scheme successful:
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Faysal Bank: Offers personalized solar loans with an online calculator to estimate monthly installments.
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United Bank Limited (UBL): Provides solar financing with flexible repayment options through its UBL Solar Calculator.
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Punjab National Bank: Supports both farmers and households through affordable solar loans.
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National Rural Support Programme (NRSP): Focuses on rural areas, providing easy financing for home solar systems and solar tubewells.
Solar Tubewell Loans for Farmers
Farmers in Pakistan spend a significant portion of their income on electricity or diesel to run tubewells. Through the Roshan Gharana Solar Loan Scheme, they can install solar-powered tubewells and enjoy long-term savings.
Benefits for farmers include:
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Reduced irrigation costs
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Stable power for farming operations
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Flexible monthly payments
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Increased agricultural profits
How to Apply for the Solar Loan
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Get a Quotation: Contact an authorized solar energy vendor for a cost estimate.
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Fill the Form: Obtain and complete the solar loan application form from the bank or NRSP.
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Attach Documents: Include your CNIC, electricity bill, and income proof.
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Bank Review: The bank will verify and approve the application.
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Installation: After approval, the solar system is installed by certified vendors.
A Step Toward an Energy-Independent Pakistan
The Roshan Gharana Solar Loan Scheme 2025 is more than a financial program — it’s a vision for a sustainable future. By promoting solar energy, it helps reduce Pakistan’s fuel imports, supports job creation, and provides families with affordable, reliable electricity.
Whether you’re a homeowner tired of rising electricity costs or a farmer looking to save on irrigation, this scheme offers a chance to take control of your energy future.
Roshan Gharana Solar Loan Scheme 2025 is not just lighting homes — it’s brightening Pakistan’s path toward energy independence and a cleaner tomorrow.